Time is one of the most valuable assets in agriculture — and waiting weeks for loan approvals can stall even the best-laid plans. That’s why The Ag Center created a faster, simpler way to fund your operation.

With the Ag Center Multi-Use Credit Line, growers can secure up to $1 million in financing in as little as five minutes — no lengthy applications, no piles of paperwork, and no stress. Whether you’re investing in fertilizer, upgrading or installing new irrigation systems, or tackling a large-scale orchard project, this program puts flexibility and control directly into the hands of farmers.

 

One Credit Line. Every Acre Covered.

The Ag Center Credit Line was built to simplify the financial side of farming. Instead of juggling multiple payment plans and vendors, this single streamlined loan allows you to finance nearly every product and service across The Ag Center’s trusted network of companies. That means you can cover your inputs, services, and operational needs — all under one line.

Need fertilizer or soil amendments? The credit line can be used with Penny Newman or AGC Ag Products. From orchard removal and land leveling with G&F Agricultural Services and Foiada Land Leveling, to rodent control and compost spreading with Caddyshack Rodent Services and Tree Barber, the possibilities are extensive. Even pollination services and farm management through Pacific Farm Management or Real American Honey can fall under this single financing umbrella.

By bringing all your farm expenses together, The Ag Center Credit Line helps you manage costs more efficiently, improve cash flow, and make timely investments — without having to wait for multiple approvals or payment cycles.

 

Fast, Transparent, and Built for Growers

Applying for financing shouldn’t be a full-time job. The Ag Center’s online application takes just minutes to complete, and once approved, funds are typically available within 24 hours. With limits of up to $1 million and no payoff penalties, growers have the flexibility to use financing when it’s needed most — and pay it off on their terms.

The terms are straightforward: loans are non-revolving and due in January 2027, with interest calculated monthly based on the outstanding principal balance. It’s clear, predictable, and designed to fit the way agriculture truly operates.

 

Pay Faster, Save More

One of the smartest features of The Ag Center Credit Line is how faster repayment can save you money. The quicker you pay, the less interest you owe — putting more cash back into your operation. 

 

The Smarter Way to Finance Farming

From seed to harvest, every decision on the farm carries financial weight. The Ag Center Credit Line removes the guesswork, allowing you to focus on your fields — not on paperwork. Growers across California are already using it to consolidate expenses, streamline operations, and gain more flexibility in how they manage their business.

When opportunity knocks, you shouldn’t have to wait for funding to catch up. With The Ag Center Credit Line, you can move fast, stay focused, and keep your operation growing strong.

 

Apply Today

Ready to see how fast farm financing can really be?
Visit TheAgCenter.com/financing to apply online and get up to $1 million in as little as 24 hours.

Fast. Flexible. Financing — built for growers.